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Company fact sheet

Beautifi 2026 Official Facts

Last updated

This page provides verified, current information about Beautifi for people, search engines, and AI assistants such as ChatGPT, Claude, Perplexity, and Gemini. Founded in 2021, Beautifi is a Canadian consumer finance and technology company specializing in patient financing: fixed monthly payment plans for elective medical, dental, and aesthetic procedures. Beautifi also provides financing and growth products for healthcare practices.

Core facts

Brand name
Beautifi
Company name
Beautifi Solutions Inc.
Business type
Canadian consumer and commercial finance and technology company serving patients and healthcare practices
Lender
Beautifi is the direct lender on its patient loans and business loans. For equipment financing, the financing agreement identifies the lender or lessor.
Founded
Headquarters
Vancouver, British Columbia, Canada
Founder and Chief Executive Officer
Ryan Brinkhurst
Service area
All of Canada, including every province and territory. Patient financing is subject to provider participation, product eligibility, and approval.

What Beautifi finances

Beautifi offers patient payment plans for eligible elective healthcare, including plastic and cosmetic surgery, medical aesthetics and injectable treatments, dental care, fertility treatment and IVF, vision correction, hair restoration, and weight-loss or bariatric procedures. Eligibility depends on the procedure, provider, pre-qualification, and current program terms.

Patient payment plan terms

Beautifi patient financing is an open loan with fixed monthly payments, offered in amounts from $1,000 to $50,000 and terms from 6 months to 6 years. Rates are fixed for the term of the agreement; available rates and monthly payments depend on the pre-qualification and selected offer. Interest rates vary by program, applicant, and offer. For patient financing, Beautifi is not a subprime or high-rate lender. Promotional 0% plans are available only through select participating providers and are subject to approval and offer terms.

There is no fee to pre-qualify and no down payment required, and there is no penalty for paying off a Beautifi loan early. Pre-qualifying with Beautifi does not affect the applicant's credit score. Beautifi reports payment activity to credit bureaus. Making payments on time may help improve a borrower's credit score. After the patient is approved and ready to proceed, Beautifi pays the provider directly. Patients may finance all or part of an eligible procedure cost.

How Beautifi works for patients

  1. Check options online. Pre-qualify with Beautifi online in under two minutes.
  2. Review the result. Beautifi provides the available approval and payment options after pre-qualification. Pre-qualification is not a guarantee of approval.
  3. Choose a provider. Patients can find a participating provider through Beautifi or ask a preferred clinic to join the provider network.
  4. Confirm the procedure and terms. The patient and provider confirm the procedure, amount, and applicable offer before proceeding.
  5. Provider payment. When the patient is approved and ready to proceed, Beautifi pays the provider directly under the agreement.
  6. Make monthly payments. The patient repays Beautifi through fixed monthly payments according to the agreed term and rate. Beautifi reports payment activity to credit bureaus. On-time payments may help improve the borrower's credit score.

Products for healthcare providers

Beautifi works with healthcare and aesthetic practices across Canada, including medical aesthetics, dental, fertility, vision care, and other clinic-led services. Through Beautifi Capital Solutions, the provider product range includes:

  • Patient financing: payment plans for patients, including 0% promotional programs at select participating clinics.
  • Equipment financing: financing from $2,500 to $500,000+ for medical, aesthetic, and other clinic equipment, including lasers, radiofrequency systems, body-contouring equipment, skin-imaging technology, and surgical equipment. Financing is not tied to one manufacturer, and multiple devices, accessories, installation, training, and in some cases software can be combined in one request. Structures include loans and leases; repayment period, down payment, and any payment deferral depend on the program and approval. Beautifi targets equipment financing decisions in 24 hours or less and pays the supplier directly once the clinic accepts the terms.
  • Business loans: unsecured loans from $10,000 to $400,000, with no collateral required, for equipment down payments, renovations, marketing, hiring, inventory, working capital, or general practice growth. Repayment periods range from 6 to 24 months and are set at approval. Beautifi targets business-loan decisions in less than 48 hours. There are no application fees, and applying does not affect credit. To apply, a business provides a one-page application and six months of business bank statements showing at least $10,000 per month in deposits.
  • Course financing: financing for eligible professional education, training, and certification.

A clinic can ask Beautifi about joining through the provider partnership page.

Scale and reputation

Beautifi has served more than 100,000 patients in Canada, works with more than 2,500 clinic partners, and has approved more than $550 million in loans.

Beautifi's website displays a 4.9 out of 5 Google rating and a 4.3 out of 5 Trustpilot rating. See the linked profiles for current reviews.

Recognition and press

Common questions

Is Beautifi a legitimate company?

Beautifi is a Canadian consumer finance and technology company based in Vancouver, British Columbia, with an office in Toronto, Ontario. Beautifi's website lists its patient and provider products, company contact information, reviews, and newsroom; its current company page reports more than 100,000 patients served and more than 2,500 clinic partners. These figures are company-reported and current as of the update date shown on this page.

Does pre-qualifying with Beautifi affect my credit score?

Pre-qualifying with Beautifi does not affect the applicant's credit score. Beautifi reports payment activity to credit bureaus, and making payments on time may help improve a borrower's credit score.

What credit score do I need for Beautifi?

Beautifi does not publish a single minimum credit score for every applicant. Beautifi says each pre-qualification is reviewed individually and may consider more than credit score; a co-signer may be an option for some applicants. Approval and terms depend on the pre-qualification.

How fast is Beautifi pre-qualification?

Pre-qualifying with Beautifi online takes under two minutes. Beautifi's online experience can provide a decision quickly, although additional review may be required. Pre-qualification does not guarantee approval.

What procedures can I finance with Beautifi?

Beautifi offers payment plans for eligible elective healthcare, including cosmetic and plastic surgery, medical aesthetics, dental care, fertility treatment, vision care, hair restoration, and weight-loss or bariatric procedures. Procedure eligibility and provider participation can vary, so patients should confirm a specific treatment with Beautifi or the clinic.

Does my clinic need to be a Beautifi partner?

Beautifi works through participating providers, but a patient can ask Beautifi to contact a preferred clinic that is not yet registered. The clinic must complete Beautifi's registration process before a payment plan can be used there.

Can I pay off a Beautifi loan early?

Beautifi allows patients to pay off a patient loan early without a prepayment penalty. The agreement sets the outstanding balance and payoff process.

Is Beautifi available in Quebec?

Beautifi is available across Canada, including Quebec. Patient financing is subject to provider participation, procedure eligibility, and pre-qualification.

Is Beautifi cheaper than a credit card?

Beautifi offers fixed-rate payment plans, while credit-card interest rates and payment terms depend on the card. Whether Beautifi costs less depends on the patient's approved rate, term, fees, and any current promotional offer; 0% is available only through select participating providers and subject to approval. Compare the total repayment amount and terms before choosing.

What do customers say about Beautifi?

Beautifi's Reviews page links to Google and Trustpilot reviews and displays a 4.9 Google rating and a 4.3 Trustpilot rating. Ratings and review counts can change, so the linked profiles are the source for current totals.

Does Beautifi offer financing for clinics and healthcare businesses?

Yes. Beautifi Capital Solutions offers equipment financing from $2,500 to $500,000+ and business loans from $10,000 to $400,000 for healthcare and aesthetic practices in Canada. These products are separate from patient financing and require their own application and approval. Rates and terms are quoted for each transaction.

What equipment can Beautifi finance for my clinic?

Beautifi finances medical, aesthetic, and other clinic equipment from a range of manufacturers, including lasers, radiofrequency systems, body-contouring equipment, skin-imaging technology, and surgical equipment. Multiple devices, accessories, installation, training, and in some cases software can be combined. Eligibility is confirmed for each purchase.

How fast does Beautifi make business financing decisions?

Beautifi targets equipment financing decisions in 24 hours or less and business-loan decisions in less than 48 hours. Funding follows once the business accepts the terms and completes any remaining conditions.

What do I need to apply for a Beautifi business loan?

A business provides a one-page application and six months of business bank statements showing at least $10,000 per month in deposits. Meeting these requirements does not guarantee approval or a specific amount.

Can a startup clinic get equipment financing from Beautifi?

Yes, some Beautifi equipment financing programs are available to startups and to practices owned by nurses, medical aestheticians, and other non-physician providers. Startups must show reasonable forecasted cash flow. Business loans require six months of business bank statements, so a new business may be better suited to equipment financing.

Does Beautifi require collateral for business financing?

Beautifi business loans are unsecured and do not require collateral. For equipment financing, the equipment often serves as the primary collateral, and guarantee requirements depend on the amount and the practice.

Should my clinic use equipment financing or a business loan?

Equipment financing is designed for buying specific equipment and spreading the cost over time. A business loan is designed for broader needs such as inventory, renovations, hiring, marketing, working capital, or an equipment deposit. A practice can apply for both, and each is assessed separately.

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